Hawaii-based Mortgage Loan Officer

Andrew Templeman-González | NMLS 2021099

Serving the Entire State of Hawaii

Purchasing a Home or Looking to Refinance?   Start NOW By Getting Pre-Qualified

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Learn more about what we do

A Direct Lender & Broker

Don’t go to a bank or online lender for your home loan — consider an independent mortgage professional

Why work with big banks and corporations when independent mortgage professionals provide faster closings, better service and lower rates?

Contact me anytime for unmatched, personalized service.

• We shop multiple lenders to find the best rate and product for your needs
• We can get you to the closing table and into your dream home faster (20 days or less)
• We’re experts at mortgages — because it’s all we do!
• We offer technology that lets you apply for your mortgage anywhere and track your loan progress all the way to closing!
• We are a local independent business that is focused on providing elite client service to our community

Mortgages for Hawaii

Andrew Templeman-González
Mortgage Loan Officer (NMLS 2021099)


It's different in Hawaii.   We all know this, but mainland mortgage lenders don't.  They may not know the intricacies of leasehold land, condotels, or lava zones.  You don't want to get into a purchase contract, only to find towards the end of the deal that your mainland lender can't finance the deal.

That is why you need to work with a local Hawaii-based mortgage expert to find the best options that suit your needs.

Let Andrew Templeman-González be your local advocate to find you the right loan for you.

With Cornerstone First Mortgage, you get the best of both worlds - a direct lender who can also broker out.

With Andrew Templeman-González, you get local expertise.


Call Me Today!

Loan Products

Conventional Mortgages

Primary, Second Homes, Investment Properties, Single Family Residences and Condos - 5% Down Payment and Loans up to $822,750 in Hawaii

Jumbo Loans

Loans Up To $5,000,000

Condotel Financing

Portfolio Loan Options Available for Financing a Hawaii Condotel and Other Non-Traditional Investment Properties

VA Loans

No Down Payment Loans Offered to Veterans

FHA Loans

Allows for Lower Credit Scores than Conventional Loans - Minimum of 3.5% Down Payment

USDA Loans

Zero Down Payment Mortgage for Eligible Homebuyers in  Rural and Suburban Areas

Construction Loans

To Finance The Construction of a New Home with 3.5% Down Payment

Reverse Mortgages

A Home Equity Loan Allowing Homeowners to Convert Some Equity Into Cash While Retaining Homeownership

Bank Statement Loans

Perfect for owners of Small Businesses with variable income

2nd Mortgages & HELOCs

Perfect for home improvement and debt consolidation

VA Gap Loans

Assuming a seller's VA loan?  I can finance the difference with a Gap Loan

Reviews

What my customers are saying

Garren Millare

Jan 5, 2022

I began working with Andrew for my personal and business taxes. He was able to square away my mess of late tax filings. As for utilizing my VA home loan, he went above and beyond helping me from start to finish with the entire complex process. His expertise in understanding the VA home loan made all the difference in getting me approved. I highly recommend anyone looking to use their VA home loan or a conventional loan to give Andrew a ring, you wont regret it! Mahalo Andrew for helping me and the boys to get our own Condo we can call home. Garren and the G boys. G's Juicebar, Waimea

Ashish Chitnis

Dec 27, 2021

Andrew made the home buying experience optimal and stress-free. He was available 24x7 to provide guidance, offer a variety of options to tailor to my needs as a customer, and liaison with the bank. He was transparent about everything related to the loan and so it is easy to recommend him as a loan officer.

Michele Andriola

Aug 6, 2021

Andrew is professional, reliable and always one step ahead of the process. He made the entire mortgage process easy for my husband and I being from the mainland. He was there for us anytime we had a question. Would definitely use Andrew for any other mortgage needs we have in the future.

Shuo Yan

Feb 4, 2021

Andrew is very knowledgeable, patient, and helpful. Highly recommended!

Aaron Swink

Feb 3, 2021

Andrew really went above and beyond to help us out when our application became unexpectedly complicated. He and Malama are awesome!


Cornerstone First Mortgage is an Equal Housing Lender


Address

Branch Address: 4780 Iiwi Rd #1
Kapaa, HI, 96746, US

Disclaimer

No statement on this site is a commitment to make a loan.  Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval.  Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions.  Refinancing an existing loan may result in total finance charges being higher over the life of a loan.  Reduction in payments may reflect a longer loan term.  Terms of any loan may be subject to payment of points and fees by the applicant.  Cornerstone First Mortgage is an Equal Opportunity Lender.  NMLS #173855| NMLS Consumer Access